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LIC AAO 2026 — Complete Guide: Syllabus, Eligibility, Salary & Cut-off

Last Updated: 23 August 2026 · By SarkariPaper Editorial

LIC AAO 2026 Overview

LIC AAO (Assistant Administrative Officer) is a prestigious insurance sector recruitment by Life Insurance Corporation of India — India's largest insurance company.

LIC AAO 2026 is expected to fill approximately 300 vacancies for AAO (Generalist) and ADO (Apprentice Development Officer) posts. Selection includes Prelims, Mains, and Interview.

AAO posts offer Pay Level 7 with in-hand salary of ₹55,000–₹70,000/month plus performance incentives, medical, and pension. LIC provides excellent job security as a PSU.

300
Vacancies
30
Max Age (UR)
₹25,000 – ₹75,000
In-Hand Salary
1
Tiers

LIC AAO 2026 Important Dates

Notification Release1 June 2026
Application Opens1 June 2026
Application Last Date15 December 2026
Tier 1 Exam Date15 January 2027
Official Websitehttps://licindia.in

LIC AAO Eligibility Criteria 2026

🎓

Educational Qualification

Bachelor's Degree (Graduation) in any discipline

📅

Age Limit

21–30 years (as on 1st January 2026)

OBC: +3 years, SC/ST: +5 years

🇮🇳

Nationality

Indian Citizen

Pro tip: Age is calculated as of 1st Jan 2026. For all posts requiring age 18–27, see the LIC AAO posts list — different posts have different age limits.

LIC AAO Selection Process

1

Prelims — CBT (qualifying)

2

Mains — CBT (merit)

3

Interview

4

Document Verification & Medical

LIC AAO Exam Pattern 2026

Tier 1 / Prelims

Online (CBT)⏱ 60 minutesNegative: 0.25 marks per wrong answer
SubjectQuestionsMarks
Reasoning / General Intelligence2525
General Awareness2525
Quantitative Aptitude2525
English Language2525
Total100100

LIC AAO Syllabus 2026

Full Syllabus →

General Intelligence / Reasoning

AnalogiesCoding-DecodingSeriesBlood RelationsSyllogismDirection SenseVenn Diagrams

General Awareness

HistoryGeographyPolityEconomyScienceCurrent AffairsStatic GK

Quantitative Aptitude

Number SystemPercentageRatio & ProportionProfit & LossSI & CITime & WorkMensuration

English Language

Reading ComprehensionCloze TestError SpottingFill in the BlanksSynonyms & AntonymsPara Jumbles

Download the complete LIC AAO topic-wise syllabus PDF →Premium (₹199/yr)

LIC AAO Posts — Which is Best?

LIC AAO offers 1+ posts across different departments. Here's a comparison to help you decide your target post before filling the form.

PostSalaryPromotion
Administrative Officer
As per notification
TOP PICK
₹25,000 – ₹60,000medium

LIC AAO Salary Structure

₹25,000 – ₹75,000/month
In-Hand Take-Home (approx)
Pay LevelAs per 7th CPC
Basic Pay₹18,000 – ₹56,100
AllowancesDA, HRA, TA, Medical
Approx CTC₹4–10 LPA (approx)

Salary varies based on post, city tier (X/Y/Z) for HRA, and DA rate. Figures above are indicative for 2026 DA rates.

LIC AAO Cut-off Marks

All Cut-offs →

LIC AAO 2025 Tier 1 Cut-off

0
UR
0
OBC
0
SC
0
ST

Cut-offs vary by post. Detailed post-wise cut-offs (2015–2026) available withSarkariPaper Premium →

LIC AAO Preparation Strategy

Phase 1: Foundation (Month 1–2)

  • Study the official syllabus and notification carefully
  • Solve previous year question papers topic-wise
  • Read daily current affairs for GK section
  • Build strong basics in Maths, Reasoning & English

Phase 2: Mock Tests (Month 3)

  • Attempt full-length mocks under exam time limit
  • Analyse weak areas from mock test results
  • Revise formula sheets and short notes weekly
  • Focus on speed, accuracy and time management
500 curated mock tests for LIC AAO Tier 1 + Tier 2 available withSarkariPaper Premium (₹199/yr) →

LIC AAO Frequently Asked Questions

What is LIC AAO eligibility?
Bachelor's Degree (Graduation) in any discipline. Age: 21–30 years.
How many LIC AAO vacancies in 2026?
Approximately 300 vacancies expected/notified for 2026.
What is the LIC AAO selection process?
Prelims — CBT (qualifying) → Mains — CBT (merit) → Interview → Document Verification & Medical
What is LIC AAO salary?
In-hand salary typically ranges from ₹25,000 to ₹75,000/month depending on post, level and location.
Where to apply for LIC AAO?
Apply online at the official website: https://licindia.in

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